Best Crypto Debit Cards That Pay Rewards in 2026

📊 Quick Comparison Table: Best Crypto Debit Cards 2026

Card	Rewards	Type	Pros	Cons	Link
Tria Card	Up to 6% TRIA	Self-custodial	Global support, high cashback, stablecoin-friendly	Newer product, token-denominated rewards	Tria Card
Coinbase Card	Up to 4% crypto	Exchange-linked	Beginner-friendly, widely accepted, no annual fee	Conversion fees, occasional support issues	Coinbase Card
Gnosis Pay Card	Up to 5% GNO	Self-custodial	No FX fees, strong decentralization	Limited global availability, Web3-heavy interface	Gnosis Pay Card
Ready Metal Card	~3% partner tokens	Premium metal	Premium feel, European support	Region-locked, token-denominated rewards	Ready Metal Card
Bybit Card	4–10% crypto	Exchange-linked	High rewards for traders, multi-crypto	Reward tiers tied to usage, occasional volatility	Bybit Card
Bleap Card	~2% USDC	Self-custodial	Stablecoin cashback, predictable rewards	Limited availability, small user base	Bleap Card
BitMart Card	Up to ~3.5%	Exchange-linked	Solid cashback, wide acceptance	Best for BitMart users only, support delays	BitMart Card
Crypto.com Visa Card	0–5% (CRO stake)	Exchange-linked	Global coverage, perks for higher tiers	Requires CRO stake, token volatility	Crypto.com Visa Card

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Why Crypto Debit Cards Still Matter in 2026

Crypto debit cards let you bridge the gap between digital assets and everyday spending. They allow users to:

• Spend crypto directly or via automatic conversion to fiat
• Earn rewards (cashback or token-based) on daily purchases
• Use the card globally, online and in-store, like a traditional debit card

For beginners, these cards provide convenience, real-world utility, and a way to earn while spending crypto.

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What to Look For in a Crypto Debit Card

Before selecting a card, check for:

• Regional availability — some cards are restricted to certain countries
• Custody or staking requirements — some cards require holding or staking their native token
• Fees and limits — monthly/annual fees, conversion rates, or cashback caps
• Reward type — stablecoin vs token rewards (volatility considerations)

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Full Reviews

🟦 Tria Card

The Tria Card is a self-custodial Visa card supporting over 1,000 cryptocurrencies and available in 150+ countries. It offers up to 6% cashback in TRIA tokens and does not require staking. Its global accessibility and strong rewards make it ideal for crypto users seeking full custody.
Pros: High cashback, global support, self-custody, stablecoin-friendly
Cons: Newer product, fewer long-term reviews, token-denominated rewards
Tria Card →

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🟩 Coinbase Card

The Coinbase Card integrates seamlessly with your Coinbase wallet, allowing you to spend crypto or fiat and earn up to 4% crypto rewards. It’s beginner-friendly, widely accepted, and has no annual fees.
Pros: Trusted brand, simple onboarding, multiple reward options, no annual fee
Cons: Conversion fees (~2.49%), occasional support issues, regional limitations
Coinbase Card →

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🟧 Gnosis Pay Card

The Gnosis Pay Card is designed for decentralized finance enthusiasts. It offers up to 5% cashback in GNO tokens, zero FX fees, and is fully self-custodied. Users value the decentralization and low-cost spending.
Pros: No FX fees, strong decentralization, clean rewards, low cost
Cons: Limited global availability, Web3-heavy interface
Gnosis Pay Card →

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🟫 Ready Metal Card

The Ready Metal Card is a premium European metal debit card offering ~3% cashback in partner tokens. It is praised for its aesthetics, ease of use, and European merchant support.
Pros: Premium feel, decent rewards, strong European support
Cons: Region-locked, token-denominated rewards, slow verification during peak periods
Ready Metal Card →

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🟪 Bybit Card

The Bybit Card is ideal for active traders. Cashback ranges from 4–10%, depending on spending category and user tier. It integrates with Bybit’s exchange, making crypto management straightforward.
Pros: High rewards, great for frequent traders, multi-crypto support
Cons: Reward tiers tied to Bybit usage, occasional transaction volatility
Bybit Card →

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🟨 Bleap Card

The Bleap Card is non-custodial and offers ~2% cashback in USDC, making it popular among users who prefer stablecoin rewards. It has low FX fees and is simple to use.
Pros: Stablecoin cashback, self-custody, predictable rewards
Cons: Limited availability, smaller user base, basic interface
Bleap Card →

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🟥 BitMart Card

The BitMart Card is an exchange-linked Visa card with up to ~3.5% cashback. It’s best for existing BitMart users and integrates seamlessly with account balances.
Pros: Strong exchange integration, solid cashback, wide acceptance
Cons: Best for BitMart users, support delays
BitMart Card →

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🟦 Crypto.com Visa Card

The Crypto.com Visa Card is highly established, offering 0–5% cashback depending on CRO token stake tier. It provides perks like streaming subscriptions at higher tiers.
Pros: Global coverage, strong app, high rewards with staking
Cons: Requires CRO stake, historical reward cuts, token volatility
Crypto.com Visa Card →

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How to Choose the Right Card

• Self-custody & predictable rewards: Tria, Gnosis Pay, Bleap
• Beginner-friendly with wide integration: Coinbase, BitMart
• High rewards for active traders: Bybit, Crypto.com (with CRO stake)
• Premium feel / European market: Ready Metal

Always check availability in your region and understand fee structures before applying.

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Conclusion

Crypto debit cards remain highly relevant in 2026. The best card depends on your priorities:

• Custody vs convenience
• Token rewards vs stablecoin
• Global usability
• Required staking or holdings

Used responsibly, they let you spend crypto while earning rewards. Many of these cards offer signup bonuses or promotions—check the official sites for the latest details. If you looking to buy crypto Our guide on how to buy crypto will help you on your way.